Insurance in and around West Saint Paul
Protect the life you've built
Protect what matters most

Would you like to create a personalized quote?
Personal Price Plans To Fit Your Needs
Your loved ones and your belongings are some of what's most important to you. It's understandable to want to protect them. That's why State Farm offers wonderful insurance where you can create a Personalized Price Plan to help fit your needs.
Protect the life you've built
Protect what matters most

Insurance Products To Meet Your Ever Changing Needs
But your vehicle is just one of the many insurance products where State Farm and Sonja Lhotka can help. Do you operate a business in the West Saint Paul area or want to be your own boss? Navigating the complicated world of small business insurance? Sonja Lhotka can make it easy to find the insurance you need to protect what you’ve worked so hard to achieve. And we also offer a number of liability insurance options to guard the ones you love in the event of an illness or injury.
Simple Insights®
Tips for collectible storage and display
Tips for collectible storage and display
Collectibles can have sentimental value and also be a profitable enterprise. So it's important to think about how to store, display and protect your collection.
What happens when term life insurance expires?
What happens when term life insurance expires?
Understand your options before your level term life insurance policy becomes annually renewable causing your premiums to increase.

Sonja Lhotka
State Farm® Insurance AgentSimple Insights®
Tips for collectible storage and display
Tips for collectible storage and display
Collectibles can have sentimental value and also be a profitable enterprise. So it's important to think about how to store, display and protect your collection.
What happens when term life insurance expires?
What happens when term life insurance expires?
Understand your options before your level term life insurance policy becomes annually renewable causing your premiums to increase.